If you’ve some big goals you want to tick off this year – whether buying your first car, travelling, moving out, or heading off to uni – there’s one thing that’s going to underpin a lot of it: money.
Setting yourself up for financial success starts with growing your knowledge of managing your money – and budgeting.
No matter your income, getting savvy about creating a budget can help you achieve your financial goals.
And the Young Money podcast from Findex can help you get there!
Why Having a Budget is a Good Idea
Setting a budget can help you get smart with your finances overall and help you understand where your money goes each month.
By setting a budget, you’ll allow yourself to:
- Stay clear-minded and motivated about the outcome you want from your savings.
- Gain clarity over what’s coming in and going out.
- Understand where you’re spending your money.
- Understand the areas to improve to achieve your goal and save more.
Budgets also help with your savings goals as they help you understand how much something might cost and plan effectively to break down saving a set amount per week or month to achieve your goal by a set date.
All Things Budget With Doug Davidson
Young Money is the one-stop reference for young Kiwis seeking information on making money, spending money and planning for the future. These short podcasts introduce you to various guests who can offer the best advice for getting – and staying – on top of your finances.
In this episode, Doug Davidson discusses the essentials of budgeting, including:
- How do we track our expenses?
- What are some everyday expenses to consider?
- How do we start budgeting?
Listen to the full episode right here and visit findex.com.nz/young-money to access the full library of resources, including topics on:
- What is financial literacy?
- Buy-now-pay-later
- Starting casual work
- Savings Tips
- Uni Debt
- Kiwisaver
- Tax simplified
- Insurance essentials
- All things budgeting
Find Out More
Findex is one of Australasia’s leading and most geographically dispersed integrated advisory firms, with over 100 offices throughout New Zealand and Australia.
Findex believes in creating an entirely different financial services group and recognises its employees’ importance in achieving this goal.
Discover Findex and the opportunities available through our dedicated employer profile at Explore Careers.
